Our story
Florida's Business Insurance Specialists
CoverFlorida has been protecting the businesses that make Florida thrive — from Tampa Bay to Miami, from the Panhandle to the Keys.
30+
Years Experience
300+
Businesses Covered
5★
Average Rating
30+
Years protecting Florida
How we started
Built in Florida, for Florida
CoverFlorida.com was founded with a simple belief: Florida businesses deserve insurance coverage that actually understands the unique risks of doing business in the Sunshine State — hurricane exposure, coastal flooding, rapid growth, and a workforce as diverse as the state itself.
We have grown into one of Florida's most trusted commercial insurance brokers, with over 300 businesses covered across many Florida industries.
We're not a call center. We're your neighbors. When a claim happens, you talk to someone who knows your policy, knows your business, and knows Florida - the same agent who sold you the policy. We are different.
What drives us
Our Core Values
Local Expertise
We live and work in Florida. We understand the risks — from hurricane season to rapid coastal development — that national carriers often overlook.
Tailored Coverage
No two businesses are alike. We take the time to understand your operation and build a policy that fits, not a generic package off the shelf.
Fast Claims Reporting
When something goes wrong, we're in your corner. Our team is here to make sure your claim gets reported and an adjuster assigned quickly!
Honest Advice
We'll tell you what you need — and what you don't. Our goal is the right coverage at the right price, not the biggest commission.
Noel Brown
Founder, CoverFlorida
A message from our founder
When I started CoverFlorida, I had one goal: to be the kind of insurance agent I always wished existed when I was running my own business. Someone who explains your policy in plain English. Someone who actually shows up when things go wrong.
Florida is a unique place to do business. The weather, the growth, the diversity of industries — it all creates risks that a one-size-fits-all national policy simply can't address. That's why every client we work with gets a coverage plan built specifically for them, not pulled off a shelf.
After 30 years, I'm still personally involved in every account. My number is on the website. My email is [email protected]. If you have a question, reach out — I'll answer.
— Noel Brown
Noel has been my agent for almost two decades and he always been there for me and my business. He answers the phone and emails with any questions I have and has the best interest of my business at hand. Excellent company and thank you for all of your hard work and attention to our needs for all these years. Kindest Personal Regards, Dickerson Construction
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